Call reports 2007
PLAQUEMINE BANK AND TRUST COMPANY — 2007
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 106,248,000 | 110,021,000 | 107,565,000 | 107,814,000 |
| Total loans | 57,474,000 | 63,290,000 | 65,144,000 | 66,562,000 |
| Allowance for loan losses | 599,000 | 614,000 | 620,000 | 621,000 |
| Securities available for sale | 7,140,000 | 9,152,000 | 11,351,000 | 11,552,000 |
| Securities held to maturity | 4,353,000 | 4,165,000 | 4,137,000 | 3,611,000 |
| Trading assets | 15,125,000 | 14,117,000 | 12,763,000 | 8,472,000 |
| Total deposits | 93,718,000 | 97,271,000 | 94,200,000 | 95,000,000 |
| Interest-bearing deposits | 79,117,000 | 82,261,000 | 79,421,000 | 81,292,000 |
| Noninterest-bearing deposits | 14,601,000 | 15,010,000 | 14,779,000 | 13,708,000 |
| Equity capital | 11,688,000 | 11,761,000 | 12,078,000 | 11,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,372,000 | 5,265,000 | 7,103,000 |
| Interest expense | 658,000 | 1,392,000 | 2,125,000 | 2,765,000 |
| Net interest income | 948,000 | 1,980,000 | 3,140,000 | 4,338,000 |
| Noninterest income | 197,000 | 404,000 | 609,000 | 817,000 |
| Noninterest expense | 830,000 | 1,654,000 | 2,506,000 | 3,515,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 70,000 |
| Pretax income | 300,000 | 700,000 | 1,203,000 | 1,566,000 |
| Income tax | 96,000 | 224,000 | 385,000 | 465,000 |
| Net income | 204,000 | 476,000 | 818,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,784,000 | 11,810,000 | 12,027,000 | 11,717,000 |
| Total capital | 12,383,000 | 12,424,000 | 12,647,000 | 12,338,000 |
| Risk-weighted assets | 79,935,000 | 100,221,000 | 100,158,000 | 90,050,000 |