Call reports 2006
PLAQUEMINE BANK AND TRUST COMPANY — 2006
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,125,000 | 94,274,000 | 93,379,000 | 99,019,000 |
| Total loans | 55,941,000 | 58,962,000 | 60,256,000 | 59,378,000 |
| Allowance for loan losses | 548,000 | 568,000 | 570,000 | 581,000 |
| Securities available for sale | 20,408,000 | 20,236,000 | 19,552,000 | 18,611,000 |
| Securities held to maturity | 4,602,000 | 4,513,000 | 4,483,000 | 4,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,901,000 | 81,939,000 | 80,369,000 | 86,847,000 |
| Interest-bearing deposits | 68,142,000 | 68,662,000 | 66,661,000 | 73,531,000 |
| Noninterest-bearing deposits | 14,759,000 | 13,277,000 | 13,708,000 | 13,316,000 |
| Equity capital | 11,407,000 | 11,500,000 | 11,937,000 | 11,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,902,000 | 4,426,000 | 5,966,000 |
| Interest expense | 475,000 | 974,000 | 1,506,000 | 2,050,000 |
| Net interest income | 946,000 | 1,928,000 | 2,920,000 | 3,916,000 |
| Noninterest income | 175,000 | 353,000 | 536,000 | 735,000 |
| Noninterest expense | 772,000 | 1,573,000 | 2,380,000 | 3,230,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 334,000 | 678,000 | 1,031,000 | 1,361,000 |
| Income tax | 107,000 | 216,000 | 330,000 | 412,000 |
| Net income | 227,000 | 462,000 | 701,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,676,000 | 11,869,000 | 12,108,000 | 11,580,000 |
| Total capital | 12,224,000 | 12,437,000 | 12,680,000 | 12,161,000 |
| Risk-weighted assets | 63,490,000 | 66,158,000 | 66,947,000 | 67,693,000 |