Call reports 2005
PLAQUEMINE BANK AND TRUST COMPANY — 2005
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,339,000 | 87,960,000 | 88,950,000 | 92,410,000 |
| Total loans | 53,931,000 | 55,385,000 | 55,367,000 | 54,910,000 |
| Allowance for loan losses | 556,000 | 543,000 | 555,000 | 527,000 |
| Securities available for sale | 16,089,000 | 16,222,000 | 17,080,000 | 16,962,000 |
| Securities held to maturity | 3,126,000 | 3,410,000 | 3,348,000 | 3,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,313,000 | 75,490,000 | 76,118,000 | 80,529,000 |
| Interest-bearing deposits | 64,297,000 | 65,034,000 | 63,008,000 | 66,934,000 |
| Noninterest-bearing deposits | 10,015,000 | 10,456,000 | 13,110,000 | 13,596,000 |
| Equity capital | 11,417,000 | 11,729,000 | 11,824,000 | 11,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,400,000 | 3,684,000 | 5,037,000 |
| Interest expense | 338,000 | 702,000 | 1,116,000 | 1,533,000 |
| Net interest income | 833,000 | 1,698,000 | 2,568,000 | 3,504,000 |
| Noninterest income | 179,000 | 377,000 | 558,000 | 715,000 |
| Noninterest expense | 733,000 | 1,469,000 | 2,229,000 | 3,030,000 |
| Provision for loan losses | -18,000 | -8,000 | 12,000 | 32,000 |
| Pretax income | 297,000 | 614,000 | 885,000 | 1,157,000 |
| Income tax | 95,000 | 197,000 | 283,000 | 344,000 |
| Net income | 202,000 | 417,000 | 602,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,620,000 | 11,835,000 | 11,996,000 | 11,448,000 |
| Total capital | 12,176,000 | 12,378,000 | 12,551,000 | 11,975,000 |
| Risk-weighted assets | 59,562,000 | 60,677,000 | 60,909,000 | 61,187,000 |