Call reports 2004
PLAQUEMINE BANK AND TRUST COMPANY — 2004
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 81,928,000 | 82,211,000 | 81,121,000 | 81,255,000 |
| Total loans | 51,344,000 | 51,080,000 | 52,947,000 | 53,162,000 |
| Allowance for loan losses | 535,000 | 548,000 | 557,000 | 547,000 |
| Securities available for sale | 16,298,000 | 16,429,000 | 16,028,000 | 15,418,000 |
| Securities held to maturity | 3,806,000 | 3,621,000 | 3,349,000 | 3,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,610,000 | 69,924,000 | 68,449,000 | 69,332,000 |
| Interest-bearing deposits | 59,506,000 | 59,746,000 | 57,389,000 | 58,954,000 |
| Noninterest-bearing deposits | 10,104,000 | 10,179,000 | 11,060,000 | 10,378,000 |
| Equity capital | 11,635,000 | 11,603,000 | 11,878,000 | 11,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,225,000 | 3,367,000 | 4,506,000 |
| Interest expense | 281,000 | 561,000 | 858,000 | 1,156,000 |
| Net interest income | 848,000 | 1,664,000 | 2,509,000 | 3,350,000 |
| Noninterest income | 173,000 | 365,000 | 557,000 | 744,000 |
| Noninterest expense | 712,000 | 1,407,000 | 2,135,000 | 2,869,000 |
| Provision for loan losses | 16,000 | 31,000 | 36,000 | 36,000 |
| Pretax income | 293,000 | 591,000 | 895,000 | 1,189,000 |
| Income tax | 94,000 | 189,000 | 286,000 | 365,000 |
| Net income | 199,000 | 402,000 | 609,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,472,000 | 11,675,000 | 11,882,000 | 11,418,000 |
| Total capital | 12,007,000 | 12,223,000 | 12,439,000 | 11,965,000 |
| Risk-weighted assets | 55,227,000 | 55,133,000 | 57,085,000 | 57,527,000 |