Call reports 2003
PLAQUEMINE BANK AND TRUST COMPANY — 2003
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 83,323,000 | 84,496,000 | 80,853,000 | 84,878,000 |
| Total loans | 48,255,000 | 50,912,000 | 51,370,000 | 52,177,000 |
| Allowance for loan losses | 439,000 | 435,000 | 449,000 | 523,000 |
| Securities available for sale | 16,455,000 | 15,418,000 | 15,310,000 | 15,253,000 |
| Securities held to maturity | 3,326,000 | 4,381,000 | 4,065,000 | 4,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,833,000 | 71,743,000 | 67,955,000 | 72,923,000 |
| Interest-bearing deposits | 61,619,000 | 61,345,000 | 58,922,000 | 60,963,000 |
| Noninterest-bearing deposits | 9,214,000 | 10,398,000 | 9,034,000 | 11,960,000 |
| Equity capital | 11,655,000 | 11,845,000 | 11,986,000 | 11,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,376,000 | 3,576,000 | 4,757,000 |
| Interest expense | 349,000 | 684,000 | 995,000 | 1,288,000 |
| Net interest income | 842,000 | 1,692,000 | 2,581,000 | 3,469,000 |
| Noninterest income | 167,000 | 378,000 | 558,000 | 737,000 |
| Noninterest expense | 662,000 | 1,345,000 | 2,032,000 | 2,758,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 162,000 |
| Pretax income | 327,000 | 675,000 | 1,027,000 | 1,286,000 |
| Income tax | 104,000 | 216,000 | 329,000 | 382,000 |
| Net income | 223,000 | 459,000 | 698,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,438,000 | 11,647,000 | 11,857,000 | 11,273,000 |
| Total capital | 11,877,000 | 12,082,000 | 12,306,000 | 11,796,000 |
| Risk-weighted assets | 55,073,000 | 57,390,000 | 56,314,000 | 57,310,000 |