Call reports 2002
PLAQUEMINE BANK AND TRUST COMPANY — 2002
What PLAQUEMINE BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,671,000 | 74,125,000 | 77,130,000 | 78,877,000 |
| Total loans | 45,032,000 | 46,236,000 | 46,091,000 | 47,031,000 |
| Allowance for loan losses | 423,000 | 429,000 | 422,000 | 420,000 |
| Securities available for sale | 15,798,000 | 16,938,000 | 18,018,000 | 16,468,000 |
| Securities held to maturity | 2,562,000 | 2,489,000 | 2,615,000 | 3,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,915,000 | 61,847,000 | 64,397,000 | 65,994,000 |
| Interest-bearing deposits | 52,262,000 | 53,204,000 | 55,392,000 | 56,909,000 |
| Noninterest-bearing deposits | 9,653,000 | 8,642,000 | 9,005,000 | 9,085,000 |
| Equity capital | 10,989,000 | 11,282,000 | 11,538,000 | 11,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,439,000 | 3,656,000 | 4,839,000 |
| Interest expense | 397,000 | 763,000 | 1,129,000 | 1,489,000 |
| Net interest income | 811,000 | 1,676,000 | 2,527,000 | 3,350,000 |
| Noninterest income | 155,000 | 333,000 | 522,000 | 704,000 |
| Noninterest expense | 664,000 | 1,344,000 | 1,998,000 | 2,682,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 87,000 |
| Pretax income | 287,000 | 635,000 | 1,006,000 | 1,285,000 |
| Income tax | 92,000 | 203,000 | 322,000 | 425,000 |
| Net income | 195,000 | 432,000 | 684,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,892,000 | 11,093,000 | 11,311,000 | 11,216,000 |
| Total capital | 11,315,000 | 11,522,000 | 11,733,000 | 11,636,000 |
| Risk-weighted assets | 50,379,000 | 50,980,000 | 51,237,000 | 53,031,000 |