Call reports 2012
ROYAL PALM BANK OF FLORIDA, THE — 2012
What ROYAL PALM BANK OF FLORIDA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 86,957,000 | 78,771,000 |
| Total loans | 57,604,000 | 54,112,000 |
| Allowance for loan losses | 4,641,000 | 4,858,000 |
| Securities available for sale | 1,864,000 | 1,796,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 85,056,000 | 78,876,000 |
| Interest-bearing deposits | 66,880,000 | 62,974,000 |
| Noninterest-bearing deposits | 18,176,000 | 15,902,000 |
| Equity capital | 1,208,000 | -916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 746,000 | 1,463,000 |
| Interest expense | 157,000 | 288,000 |
| Net interest income | 589,000 | 1,175,000 |
| Noninterest income | -51,000 | -818,000 |
| Noninterest expense | 1,099,000 | 2,394,000 |
| Provision for loan losses | 317,000 | 964,000 |
| Pretax income | -878,000 | -3,001,000 |
| Income tax | 0 | 0 |
| Net income | -878,000 | -3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 1,174,000 | -948,000 |
| Total capital | 1,950,000 | -948,000 |
| Risk-weighted assets | 58,186,000 | 52,965,000 |