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Call reports 2004

ROYAL PALM BANK OF FLORIDA, THE — 2004

What ROYAL PALM BANK OF FLORIDA, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/98562460-91b4-459c-acaf-3bb36e973ac7/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets74,174,00073,268,00085,013,00094,684,000
Total loans51,194,00056,655,00066,267,00072,901,000
Allowance for loan losses562,000595,000697,000766,000
Securities available for sale6,428,0006,396,0006,225,0007,981,000
Securities held to maturity2,500,0002,500,0002,500,0001,000,000
Trading assets0000
Total deposits65,351,00064,457,00076,045,00085,661,000
Interest-bearing deposits62,398,00060,469,00070,735,00077,505,000
Noninterest-bearing deposits2,953,0003,988,0005,310,0008,156,000
Equity capital8,722,0008,665,0008,762,0008,820,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income855,0001,844,0002,967,0004,238,000
Interest expense267,000569,000904,0001,321,000
Net interest income588,0001,275,0002,063,0002,917,000
Noninterest income15,00038,00065,00095,000
Noninterest expense639,0001,283,0001,948,0002,640,000
Provision for loan losses20,00053,000155,000224,000
Pretax income-56,000-23,00025,000148,000
Income tax-21,000-21,0006,00048,000
Net income-35,000-2,00019,000100,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital7,778,0007,757,0007,850,0007,960,000
Total capital8,340,0008,352,0008,547,0008,726,000
Risk-weighted assets46,311,00056,292,00068,777,00075,587,000