Call reports 2013
BREMER BANK, NATIONAL ASSOCIATION — 2013
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 673,627,000 | 617,119,000 | 640,958,000 | 718,204,000 |
| Total loans | 512,597,000 | 525,955,000 | 530,286,000 | 513,149,000 |
| Allowance for loan losses | 7,704,000 | 7,886,000 | 8,180,000 | 8,113,000 |
| Securities available for sale | 40,212,000 | 37,461,000 | 46,392,000 | 44,829,000 |
| Securities held to maturity | 30,054,000 | 31,411,000 | 31,814,000 | 31,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,290,000 | 527,201,000 | 546,978,000 | 645,078,000 |
| Interest-bearing deposits | 448,583,000 | 384,881,000 | 402,169,000 | 476,843,000 |
| Noninterest-bearing deposits | 146,707,000 | 142,319,000 | 144,810,000 | 168,235,000 |
| Equity capital | 58,572,000 | 58,428,000 | 58,493,000 | 60,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,901,000 | 13,484,000 | 20,191,000 | 26,901,000 |
| Interest expense | 514,000 | 1,019,000 | 1,459,000 | 1,896,000 |
| Net interest income | 6,387,000 | 12,465,000 | 18,732,000 | 25,005,000 |
| Noninterest income | 2,153,000 | 4,465,000 | 6,077,000 | 7,535,000 |
| Noninterest expense | 4,619,000 | 9,188,000 | 13,782,000 | 18,458,000 |
| Provision for loan losses | 0 | 391,000 | 783,000 | 864,000 |
| Pretax income | 3,921,000 | 7,351,000 | 10,417,000 | 13,389,000 |
| Income tax | 1,407,000 | 2,612,000 | 3,647,000 | 4,622,000 |
| Net income | 2,514,000 | 4,739,000 | 6,770,000 | 8,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,807,000 | 60,230,000 | 60,462,000 | 60,659,000 |
| Total capital | 66,481,000 | 67,135,000 | 67,700,000 | 67,661,000 |
| Risk-weighted assets | 532,321,000 | 550,794,000 | 577,510,000 | 558,406,000 |