Call reports 2012
BREMER BANK, NATIONAL ASSOCIATION — 2012
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 581,536,000 | 593,019,000 | 618,641,000 | 681,534,000 |
| Total loans | 473,564,000 | 487,101,000 | 502,815,000 | 517,548,000 |
| Allowance for loan losses | 6,979,000 | 7,287,000 | 7,089,000 | 7,655,000 |
| Securities available for sale | 55,733,000 | 52,754,000 | 49,463,000 | 44,751,000 |
| Securities held to maturity | 31,461,000 | 31,471,000 | 31,327,000 | 31,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,445,000 | 498,906,000 | 543,268,000 | 606,136,000 |
| Interest-bearing deposits | 369,234,000 | 367,809,000 | 400,686,000 | 442,793,000 |
| Noninterest-bearing deposits | 119,211,000 | 131,098,000 | 142,582,000 | 163,344,000 |
| Equity capital | 57,724,000 | 57,498,000 | 56,773,000 | 56,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,758,000 | 13,749,000 | 20,686,000 | 27,439,000 |
| Interest expense | 471,000 | 918,000 | 1,425,000 | 1,972,000 |
| Net interest income | 6,287,000 | 12,831,000 | 19,261,000 | 25,467,000 |
| Noninterest income | 1,605,000 | 3,595,000 | 5,391,000 | 7,258,000 |
| Noninterest expense | 4,342,000 | 8,856,000 | 13,320,000 | 17,906,000 |
| Provision for loan losses | 0 | 0 | 425,000 | 897,000 |
| Pretax income | 3,858,000 | 7,878,000 | 11,215,000 | 14,281,000 |
| Income tax | 1,376,000 | 2,816,000 | 3,978,000 | 5,025,000 |
| Net income | 2,482,000 | 5,062,000 | 7,237,000 | 9,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,016,000 | 57,598,000 | 56,773,000 | 57,291,000 |
| Total capital | 64,209,000 | 63,956,000 | 63,312,000 | 64,049,000 |
| Risk-weighted assets | 494,043,000 | 507,045,000 | 521,938,000 | 539,131,000 |