Call reports 2010
BREMER BANK, NATIONAL ASSOCIATION — 2010
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 616,493,000 | 602,893,000 | 573,870,000 | 571,983,000 |
| Total loans | 493,218,000 | 488,276,000 | 463,423,000 | 459,809,000 |
| Allowance for loan losses | 8,697,000 | 8,718,000 | 7,425,000 | 7,086,000 |
| Securities available for sale | 75,413,000 | 65,966,000 | 60,699,000 | 59,610,000 |
| Securities held to maturity | 28,142,000 | 28,540,000 | 28,835,000 | 29,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,772,000 | 480,355,000 | 477,564,000 | 479,957,000 |
| Interest-bearing deposits | 421,826,000 | 394,976,000 | 382,887,000 | 378,575,000 |
| Noninterest-bearing deposits | 84,946,000 | 85,380,000 | 94,677,000 | 101,383,000 |
| Equity capital | 65,810,000 | 65,950,000 | 64,990,000 | 63,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,672,000 | 15,237,000 | 22,555,000 | 29,746,000 |
| Interest expense | 1,281,000 | 2,441,000 | 3,565,000 | 4,383,000 |
| Net interest income | 6,391,000 | 12,796,000 | 18,990,000 | 25,363,000 |
| Noninterest income | 1,412,000 | 2,793,000 | 3,916,000 | 5,889,000 |
| Noninterest expense | 4,005,000 | 8,202,000 | 12,304,000 | 16,807,000 |
| Provision for loan losses | 1,000,000 | 1,800,000 | 2,800,000 | 4,050,000 |
| Pretax income | 2,932,000 | 6,030,000 | 8,245,000 | 10,838,000 |
| Income tax | 1,012,000 | 2,082,000 | 2,790,000 | 3,653,000 |
| Net income | 1,920,000 | 3,948,000 | 5,455,000 | 7,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,105,000 | 65,134,000 | 64,140,000 | 63,371,000 |
| Total capital | 71,618,000 | 71,564,000 | 70,241,000 | 69,406,000 |
| Risk-weighted assets | 518,129,000 | 511,397,000 | 486,054,000 | 481,053,000 |