Call reports 2009
BREMER BANK, NATIONAL ASSOCIATION — 2009
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 671,168,000 | 709,070,000 | 652,802,000 | 639,937,000 |
| Total loans | 542,923,000 | 547,759,000 | 522,166,000 | 509,407,000 |
| Allowance for loan losses | 8,435,000 | 7,498,000 | 8,284,000 | 8,116,000 |
| Securities available for sale | 78,226,000 | 85,592,000 | 80,674,000 | 81,289,000 |
| Securities held to maturity | 28,137,000 | 27,368,000 | 27,020,000 | 27,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,090,000 | 469,218,000 | 504,175,000 | 509,744,000 |
| Interest-bearing deposits | 418,952,000 | 394,382,000 | 420,608,000 | 415,597,000 |
| Noninterest-bearing deposits | 74,138,000 | 74,836,000 | 83,568,000 | 94,147,000 |
| Equity capital | 65,796,000 | 65,047,000 | 65,690,000 | 65,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,189,000 | 16,455,000 | 24,807,000 | 32,926,000 |
| Interest expense | 2,707,000 | 4,899,000 | 6,640,000 | 8,195,000 |
| Net interest income | 5,482,000 | 11,556,000 | 18,167,000 | 24,731,000 |
| Noninterest income | 1,648,000 | 3,722,000 | 5,165,000 | 7,228,000 |
| Noninterest expense | 4,054,000 | 8,752,000 | 12,766,000 | 17,596,000 |
| Provision for loan losses | 750,000 | 2,300,000 | 3,300,000 | 3,968,000 |
| Pretax income | 2,603,000 | 4,503,000 | 7,543,000 | 10,672,000 |
| Income tax | 873,000 | 1,455,000 | 2,502,000 | 3,587,000 |
| Net income | 1,730,000 | 3,048,000 | 5,041,000 | 7,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,830,000 | 65,148,000 | 65,142,000 | 65,185,000 |
| Total capital | 73,141,000 | 72,554,000 | 72,133,000 | 71,904,000 |
| Risk-weighted assets | 583,169,000 | 591,868,000 | 557,407,000 | 535,410,000 |