Call reports 2008
BREMER BANK, NATIONAL ASSOCIATION — 2008
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 682,918,000 | 673,165,000 | 665,011,000 | 665,781,000 |
| Total loans | 527,048,000 | 520,038,000 | 514,354,000 | 533,420,000 |
| Allowance for loan losses | 8,009,000 | 8,348,000 | 8,316,000 | 8,146,000 |
| Securities available for sale | 97,515,000 | 88,837,000 | 84,972,000 | 77,321,000 |
| Securities held to maturity | 27,468,000 | 27,771,000 | 28,170,000 | 28,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,453,000 | 403,115,000 | 429,995,000 | 476,688,000 |
| Interest-bearing deposits | 356,391,000 | 336,770,000 | 357,149,000 | 390,460,000 |
| Noninterest-bearing deposits | 66,062,000 | 66,345,000 | 72,846,000 | 86,228,000 |
| Equity capital | 63,606,000 | 64,228,000 | 66,663,000 | 65,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,116,000 | 19,858,000 | 29,019,000 | 37,818,000 |
| Interest expense | 4,703,000 | 8,532,000 | 12,197,000 | 15,456,000 |
| Net interest income | 5,413,000 | 11,326,000 | 16,822,000 | 22,362,000 |
| Noninterest income | 1,416,000 | 3,200,000 | 4,658,000 | 5,840,000 |
| Noninterest expense | 3,882,000 | 8,449,000 | 12,357,000 | 16,323,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,998,000 |
| Pretax income | 2,497,000 | 5,177,000 | 7,773,000 | 9,881,000 |
| Income tax | 844,000 | 1,736,000 | 2,421,000 | 3,086,000 |
| Net income | 1,653,000 | 3,441,000 | 5,352,000 | 6,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,978,000 | 64,765,000 | 66,676,000 | 66,101,000 |
| Total capital | 70,148,000 | 72,040,000 | 73,840,000 | 73,400,000 |
| Risk-weighted assets | 572,220,000 | 580,391,000 | 571,421,000 | 582,555,000 |