Call reports 2007
BREMER BANK, NATIONAL ASSOCIATION — 2007
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 677,142,000 | 699,517,000 | 711,510,000 | 682,855,000 |
| Total loans | 535,690,000 | 552,817,000 | 530,146,000 | 530,106,000 |
| Allowance for loan losses | 7,007,000 | 7,297,000 | 7,596,000 | 7,943,000 |
| Securities available for sale | 89,675,000 | 82,688,000 | 88,340,000 | 98,178,000 |
| Securities held to maturity | 27,172,000 | 27,422,000 | 27,424,000 | 28,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,511,000 | 378,424,000 | 435,551,000 | 435,162,000 |
| Interest-bearing deposits | 348,675,000 | 310,475,000 | 353,971,000 | 357,244,000 |
| Noninterest-bearing deposits | 67,835,000 | 67,949,000 | 81,579,000 | 77,918,000 |
| Equity capital | 55,965,000 | 57,218,000 | 59,531,000 | 61,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,128,000 | 22,775,000 | 34,514,000 | 45,765,000 |
| Interest expense | 5,799,000 | 11,895,000 | 17,994,000 | 23,709,000 |
| Net interest income | 5,329,000 | 10,880,000 | 16,520,000 | 22,056,000 |
| Noninterest income | 1,458,000 | 2,992,000 | 4,510,000 | 6,381,000 |
| Noninterest expense | 3,807,000 | 7,748,000 | 11,671,000 | 15,597,000 |
| Provision for loan losses | 472,000 | 945,000 | 1,417,000 | 1,871,000 |
| Pretax income | 2,508,000 | 5,179,000 | 7,942,000 | 11,062,000 |
| Income tax | 885,000 | 1,820,000 | 2,795,000 | 3,876,000 |
| Net income | 1,623,000 | 3,359,000 | 5,147,000 | 7,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,510,000 | 58,247,000 | 60,036,000 | 61,324,000 |
| Total capital | 63,648,000 | 65,598,000 | 67,291,000 | 68,555,000 |
| Risk-weighted assets | 570,686,000 | 587,660,000 | 579,540,000 | 577,211,000 |