Call reports 2006
BREMER BANK, NATIONAL ASSOCIATION — 2006
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 675,182,000 | 691,630,000 | 677,095,000 | 676,888,000 |
| Total loans | 508,218,000 | 531,518,000 | 534,117,000 | 531,766,000 |
| Allowance for loan losses | 5,486,000 | 6,002,000 | 6,346,000 | 6,558,000 |
| Securities available for sale | 108,220,000 | 99,267,000 | 91,898,000 | 89,575,000 |
| Securities held to maturity | 26,371,000 | 26,866,000 | 26,868,000 | 27,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,601,000 | 405,214,000 | 433,220,000 | 451,496,000 |
| Interest-bearing deposits | 349,591,000 | 333,893,000 | 355,030,000 | 372,911,000 |
| Noninterest-bearing deposits | 76,010,000 | 71,321,000 | 78,191,000 | 78,585,000 |
| Equity capital | 51,401,000 | 51,942,000 | 53,555,000 | 54,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,232,000 | 21,406,000 | 33,039,000 | 44,346,000 |
| Interest expense | 4,807,000 | 10,289,000 | 16,243,000 | 22,097,000 |
| Net interest income | 5,425,000 | 11,117,000 | 16,796,000 | 22,249,000 |
| Noninterest income | 1,193,000 | 2,611,000 | 3,895,000 | 5,416,000 |
| Noninterest expense | 3,650,000 | 7,497,000 | 11,288,000 | 15,202,000 |
| Provision for loan losses | 469,000 | 939,000 | 1,408,000 | 1,786,000 |
| Pretax income | 2,416,000 | 5,209,000 | 7,912,000 | 10,594,000 |
| Income tax | 844,000 | 1,839,000 | 2,798,000 | 3,679,000 |
| Net income | 1,572,000 | 3,370,000 | 5,114,000 | 6,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,645,000 | 53,944,000 | 54,437,000 | 55,738,000 |
| Total capital | 58,545,000 | 60,360,000 | 61,197,000 | 62,801,000 |
| Risk-weighted assets | 547,213,000 | 567,781,000 | 568,391,000 | 571,028,000 |