Call reports 2005
BREMER BANK, NATIONAL ASSOCIATION — 2005
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 618,387,000 | 666,100,000 | 662,379,000 | 674,348,000 |
| Total loans | 473,198,000 | 502,105,000 | 496,485,000 | 495,026,000 |
| Allowance for loan losses | 6,351,000 | 6,522,000 | 4,976,000 | 5,025,000 |
| Securities available for sale | 103,982,000 | 102,514,000 | 102,937,000 | 111,151,000 |
| Securities held to maturity | 15,992,000 | 18,309,000 | 20,345,000 | 27,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,434,000 | 406,909,000 | 430,757,000 | 435,279,000 |
| Interest-bearing deposits | 297,286,000 | 322,852,000 | 342,642,000 | 339,393,000 |
| Noninterest-bearing deposits | 81,148,000 | 84,056,000 | 88,115,000 | 95,887,000 |
| Equity capital | 46,190,000 | 48,648,000 | 48,602,000 | 50,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,036,000 | 17,076,000 | 26,751,000 | 36,779,000 |
| Interest expense | 2,500,000 | 5,856,000 | 9,751,000 | 14,056,000 |
| Net interest income | 5,536,000 | 11,220,000 | 17,000,000 | 22,723,000 |
| Noninterest income | 1,271,000 | 2,664,000 | 4,237,000 | 5,608,000 |
| Noninterest expense | 3,457,000 | 7,050,000 | 10,788,000 | 14,481,000 |
| Provision for loan losses | 270,000 | 540,000 | 3,523,000 | 3,741,000 |
| Pretax income | 3,080,000 | 6,294,000 | 6,926,000 | 10,109,000 |
| Income tax | 1,153,000 | 2,357,000 | 2,732,000 | 3,668,000 |
| Net income | 1,927,000 | 3,937,000 | 4,194,000 | 6,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,060,000 | 49,070,000 | 49,327,000 | 51,575,000 |
| Total capital | 53,383,000 | 55,733,000 | 54,665,000 | 57,014,000 |
| Risk-weighted assets | 505,409,000 | 532,805,000 | 530,631,000 | 533,364,000 |