Call reports 2004
BREMER BANK, NATIONAL ASSOCIATION — 2004
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 547,810,000 | 561,759,000 | 582,510,000 | 607,869,000 |
| Total loans | 397,771,000 | 417,155,000 | 438,466,000 | 456,348,000 |
| Allowance for loan losses | 5,859,000 | 6,057,000 | 6,323,000 | 6,146,000 |
| Securities available for sale | 104,183,000 | 98,639,000 | 93,428,000 | 96,287,000 |
| Securities held to maturity | 15,521,000 | 16,797,000 | 16,951,000 | 17,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,208,000 | 312,350,000 | 332,520,000 | 339,402,000 |
| Interest-bearing deposits | 253,455,000 | 239,197,000 | 251,395,000 | 248,516,000 |
| Noninterest-bearing deposits | 82,753,000 | 73,153,000 | 81,125,000 | 90,885,000 |
| Equity capital | 40,326,000 | 40,298,000 | 43,418,000 | 45,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,488,000 | 13,272,000 | 20,522,000 | 28,162,000 |
| Interest expense | 1,739,000 | 3,481,000 | 5,395,000 | 7,442,000 |
| Net interest income | 4,749,000 | 9,791,000 | 15,127,000 | 20,720,000 |
| Noninterest income | 1,400,000 | 2,740,000 | 4,122,000 | 5,411,000 |
| Noninterest expense | 2,970,000 | 6,055,000 | 9,139,000 | 12,509,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 3,119,000 | 6,176,000 | 9,570,000 | 12,842,000 |
| Income tax | 1,150,000 | 2,275,000 | 3,525,000 | 4,727,000 |
| Net income | 1,969,000 | 3,901,000 | 6,045,000 | 8,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,986,000 | 41,418,000 | 43,562,000 | 45,632,000 |
| Total capital | 45,321,000 | 46,962,000 | 49,340,000 | 51,687,000 |
| Risk-weighted assets | 426,306,000 | 443,028,000 | 461,693,000 | 483,956,000 |