Call reports 2003
BREMER BANK, NATIONAL ASSOCIATION — 2003
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 463,120,000 | 487,870,000 | 498,946,000 | 543,419,000 |
| Total loans | 346,050,000 | 360,719,000 | 373,254,000 | 384,923,000 |
| Allowance for loan losses | 5,212,000 | 5,339,000 | 5,527,000 | 5,636,000 |
| Securities available for sale | 75,320,000 | 81,731,000 | 81,037,000 | 101,326,000 |
| Securities held to maturity | 12,677,000 | 12,900,000 | 13,242,000 | 14,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,147,000 | 304,355,000 | 329,810,000 | 369,210,000 |
| Interest-bearing deposits | 270,959,000 | 268,408,000 | 295,962,000 | 307,588,000 |
| Noninterest-bearing deposits | 22,188,000 | 35,946,000 | 33,848,000 | 61,622,000 |
| Equity capital | 35,394,000 | 37,583,000 | 37,777,000 | 39,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,461,000 | 12,971,000 | 19,352,000 | 25,854,000 |
| Interest expense | 1,743,000 | 3,482,000 | 5,143,000 | 6,856,000 |
| Net interest income | 4,718,000 | 9,489,000 | 14,209,000 | 18,998,000 |
| Noninterest income | 1,250,000 | 2,965,000 | 4,364,000 | 5,633,000 |
| Noninterest expense | 2,976,000 | 6,004,000 | 9,072,000 | 11,888,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 960,000 |
| Pretax income | 3,185,000 | 6,441,000 | 9,252,000 | 12,254,000 |
| Income tax | 1,181,000 | 2,380,000 | 3,395,000 | 4,475,000 |
| Net income | 2,004,000 | 4,061,000 | 5,857,000 | 7,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,843,000 | 36,900,000 | 37,696,000 | 39,317,000 |
| Total capital | 39,403,000 | 41,680,000 | 42,663,000 | 44,429,000 |
| Risk-weighted assets | 364,109,000 | 381,876,000 | 396,822,000 | 408,437,000 |