Call reports 2002
BREMER BANK, NATIONAL ASSOCIATION — 2002
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 427,138,000 | 457,760,000 | 454,590,000 | 486,997,000 |
| Total loans | 339,106,000 | 350,084,000 | 336,198,000 | 350,641,000 |
| Allowance for loan losses | 4,634,000 | 4,916,000 | 4,761,000 | 4,977,000 |
| Securities available for sale | 47,244,000 | 66,408,000 | 70,985,000 | 64,901,000 |
| Securities held to maturity | 14,037,000 | 13,793,000 | 13,544,000 | 12,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,638,000 | 280,291,000 | 298,469,000 | 337,654,000 |
| Interest-bearing deposits | 259,033,000 | 254,894,000 | 266,282,000 | 267,661,000 |
| Noninterest-bearing deposits | 25,605,000 | 25,396,000 | 32,187,000 | 69,993,000 |
| Equity capital | 33,884,000 | 34,142,000 | 36,305,000 | 34,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,031,000 | 13,877,000 | 20,754,000 | 27,613,000 |
| Interest expense | 2,074,000 | 3,954,000 | 5,885,000 | 7,723,000 |
| Net interest income | 4,957,000 | 9,923,000 | 14,869,000 | 19,890,000 |
| Noninterest income | 1,218,000 | 2,350,000 | 3,578,000 | 5,140,000 |
| Noninterest expense | 2,699,000 | 5,419,000 | 8,157,000 | 11,248,000 |
| Provision for loan losses | 286,000 | 572,000 | 859,000 | 1,145,000 |
| Pretax income | 3,466,000 | 6,558,000 | 9,707,000 | 12,913,000 |
| Income tax | 1,271,000 | 2,393,000 | 3,539,000 | 4,713,000 |
| Net income | 2,195,000 | 4,165,000 | 6,168,000 | 8,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,682,000 | 33,552,000 | 35,555,000 | 33,339,000 |
| Total capital | 37,839,000 | 37,923,000 | 39,776,000 | 37,755,000 |
| Risk-weighted assets | 331,883,000 | 348,704,000 | 337,104,000 | 352,755,000 |