Call reports 2014
HARBOR NATIONAL BANK — 2014
What HARBOR NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 305,866,000 | 318,090,000 | 325,345,000 |
| Total loans | 253,212,000 | 271,584,000 | 281,182,000 |
| Allowance for loan losses | 4,059,000 | 4,024,000 | 3,938,000 |
| Securities available for sale | 28,777,000 | 25,978,000 | 13,268,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 249,514,000 | 260,763,000 | 266,700,000 |
| Interest-bearing deposits | 209,838,000 | 212,860,000 | 211,779,000 |
| Noninterest-bearing deposits | 39,676,000 | 47,903,000 | 54,921,000 |
| Equity capital | 32,894,000 | 33,700,000 | 34,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 2,967,000 | 6,028,000 | 9,202,000 |
| Interest expense | 355,000 | 704,000 | 1,045,000 |
| Net interest income | 2,612,000 | 5,324,000 | 8,157,000 |
| Noninterest income | 722,000 | 2,024,000 | 3,481,000 |
| Noninterest expense | 2,668,000 | 5,644,000 | 8,743,000 |
| Provision for loan losses | -165,000 | -215,000 | -340,000 |
| Pretax income | 831,000 | 1,916,000 | 3,556,000 |
| Income tax | 299,000 | 690,000 | 1,312,000 |
| Net income | 532,000 | 1,226,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 32,687,000 | 33,326,000 | 34,275,000 |
| Total capital | 35,743,000 | 36,461,000 | 37,490,000 |
| Risk-weighted assets | 243,412,000 | 249,881,000 | 256,478,000 |