Call reports 2002
BANK OF MONTE VISTA — 2002
What BANK OF MONTE VISTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 68,923,000 | 75,774,000 |
| Total loans | 27,299,000 | 28,176,000 |
| Allowance for loan losses | 810,000 | 609,000 |
| Securities available for sale | 9,326,000 | 7,931,000 |
| Securities held to maturity | 22,308,000 | 27,717,000 |
| Trading assets | 0 | 0 |
| Total deposits | 58,041,000 | 64,065,000 |
| Interest-bearing deposits | 47,826,000 | 50,896,000 |
| Noninterest-bearing deposits | 10,215,000 | 13,169,000 |
| Equity capital | 8,357,000 | 8,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 984,000 | 1,928,000 |
| Interest expense | 309,000 | 600,000 |
| Net interest income | 675,000 | 1,328,000 |
| Noninterest income | 53,000 | 119,000 |
| Noninterest expense | 552,000 | 1,225,000 |
| Provision for loan losses | -30,000 | -232,000 |
| Pretax income | 206,000 | 454,000 |
| Income tax | 43,000 | 105,000 |
| Net income | 163,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 8,330,000 | 8,384,000 |
| Total capital | 8,878,000 | 8,927,000 |
| Risk-weighted assets | 43,615,000 | 43,413,000 |