Call reports 2001
BANK OF MONTE VISTA — 2001
What BANK OF MONTE VISTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,353,000 | 62,659,000 | 61,235,000 | 67,599,000 |
| Total loans | 34,521,000 | 34,638,000 | 35,098,000 | 32,414,000 |
| Allowance for loan losses | 874,000 | 927,000 | 943,000 | 838,000 |
| Securities available for sale | 4,180,000 | 6,851,000 | 7,438,000 | 6,376,000 |
| Securities held to maturity | 12,684,000 | 12,659,000 | 12,050,000 | 14,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,498,000 | 51,741,000 | 50,644,000 | 56,625,000 |
| Interest-bearing deposits | 42,626,000 | 42,770,000 | 42,305,000 | 45,358,000 |
| Noninterest-bearing deposits | 9,872,000 | 8,972,000 | 8,339,000 | 11,266,000 |
| Equity capital | 8,528,000 | 8,363,000 | 8,394,000 | 8,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,212,000 | 3,292,000 | 4,313,000 |
| Interest expense | 448,000 | 872,000 | 1,278,000 | 1,627,000 |
| Net interest income | 685,000 | 1,340,000 | 2,014,000 | 2,686,000 |
| Noninterest income | 60,000 | 126,000 | 190,000 | 255,000 |
| Noninterest expense | 581,000 | 1,351,000 | 2,001,000 | 2,620,000 |
| Provision for loan losses | 90,000 | 150,000 | 120,000 | 30,000 |
| Pretax income | 74,000 | -35,000 | 83,000 | 291,000 |
| Income tax | -5,000 | -76,000 | -65,000 | -12,000 |
| Net income | 79,000 | 41,000 | 148,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,472,000 | 8,303,000 | 8,277,000 | 8,299,000 |
| Total capital | 9,035,000 | 8,868,000 | 8,839,000 | 8,814,000 |
| Risk-weighted assets | 44,708,000 | 44,847,000 | 44,565,000 | 40,906,000 |