Call reports 2025
FIRST FIDELITY BANK — 2025
What FIRST FIDELITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 157,688,000 | 157,447,000 | 161,864,000 | 158,615,000 |
| Total loans | 76,156,000 | 71,581,000 | 72,463,000 | 71,783,000 |
| Allowance for loan losses | 1,058,000 | 996,000 | 1,017,000 | 938,000 |
| Securities available for sale | 45,422,000 | 50,644,000 | 52,386,000 | 53,609,000 |
| Securities held to maturity | 2,497,000 | 2,950,000 | 2,902,000 | 2,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,876,000 | 143,164,000 | 146,836,000 | 143,173,000 |
| Interest-bearing deposits | 126,519,000 | 125,418,000 | 128,740,000 | 125,678,000 |
| Noninterest-bearing deposits | 17,357,000 | 17,746,000 | 18,096,000 | 17,495,000 |
| Equity capital | 13,274,000 | 13,703,000 | 14,716,000 | 15,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,687,000 | 5,562,000 | 7,474,000 |
| Interest expense | 537,000 | 1,076,000 | 1,618,000 | 2,147,000 |
| Net interest income | 1,262,000 | 2,611,000 | 3,944,000 | 5,327,000 |
| Noninterest income | 53,000 | 214,000 | 269,000 | 323,000 |
| Noninterest expense | 792,000 | 1,726,000 | 2,610,000 | 3,781,000 |
| Provision for loan losses | 15,000 | -30,000 | 0 | -80,000 |
| Pretax income | 508,000 | 1,131,000 | 1,602,000 | 1,948,000 |
| Income tax | 109,000 | 246,000 | 346,000 | 414,000 |
| Net income | 399,000 | 885,000 | 1,256,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,530,000 | 17,016,000 | 17,387,000 | 17,665,000 |
| Total capital | 17,684,000 | 18,109,000 | 18,503,000 | 18,702,000 |
| Risk-weighted assets | 96,924,000 | 94,909,000 | 95,576,000 | 108,762,000 |