Call reports 2016
FIRST FIDELITY BANK — 2016
What FIRST FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,509,000 | 93,902,000 | 92,379,000 | 92,354,000 |
| Total loans | 40,098,000 | 40,905,000 | 41,152,000 | 41,847,000 |
| Allowance for loan losses | 638,000 | 662,000 | 664,000 | 665,000 |
| Securities available for sale | 13,770,000 | 14,747,000 | 17,517,000 | 17,068,000 |
| Securities held to maturity | 15,312,000 | 14,289,000 | 13,512,000 | 12,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,988,000 | 85,269,000 | 83,663,000 | 83,817,000 |
| Interest-bearing deposits | 78,342,000 | 80,593,000 | 78,483,000 | 78,586,000 |
| Noninterest-bearing deposits | 4,646,000 | 4,676,000 | 5,180,000 | 5,231,000 |
| Equity capital | 8,258,000 | 8,472,000 | 8,541,000 | 8,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,427,000 | 2,153,000 | 2,859,000 |
| Interest expense | 84,000 | 166,000 | 249,000 | 331,000 |
| Net interest income | 626,000 | 1,261,000 | 1,904,000 | 2,528,000 |
| Noninterest income | 52,000 | 103,000 | 146,000 | 192,000 |
| Noninterest expense | 546,000 | 1,099,000 | 1,635,000 | 2,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 268,000 | 418,000 | 577,000 |
| Income tax | 37,000 | 55,000 | 102,000 | 135,000 |
| Net income | 97,000 | 213,000 | 316,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,260,000 | 8,377,000 | 8,480,000 | 8,606,000 |
| Total capital | 8,753,000 | 8,882,000 | 9,001,000 | 9,144,000 |
| Risk-weighted assets | 39,277,000 | 40,274,000 | 41,515,000 | 42,945,000 |