Call reports 2015
FIRST FIDELITY BANK — 2015
What FIRST FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 89,253,000 | 90,200,000 | 91,431,000 | 91,984,000 |
| Total loans | 38,633,000 | 38,573,000 | 40,553,000 | 40,023,000 |
| Allowance for loan losses | 665,000 | 634,000 | 636,000 | 637,000 |
| Securities available for sale | 6,698,000 | 8,496,000 | 10,789,000 | 11,977,000 |
| Securities held to maturity | 19,251,000 | 17,517,000 | 16,799,000 | 16,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,000,000 | 82,018,000 | 83,087,000 | 83,624,000 |
| Interest-bearing deposits | 75,668,000 | 76,887,000 | 78,271,000 | 78,806,000 |
| Noninterest-bearing deposits | 5,332,000 | 5,131,000 | 4,816,000 | 4,818,000 |
| Equity capital | 7,957,000 | 7,952,000 | 8,041,000 | 8,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,328,000 | 2,019,000 | 2,720,000 |
| Interest expense | 82,000 | 167,000 | 254,000 | 343,000 |
| Net interest income | 583,000 | 1,161,000 | 1,765,000 | 2,377,000 |
| Noninterest income | 62,000 | 125,000 | 168,000 | 333,000 |
| Noninterest expense | 561,000 | 1,150,000 | 1,707,000 | 2,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 136,000 | 226,000 | 437,000 |
| Income tax | 20,000 | 39,000 | 66,000 | 137,000 |
| Net income | 64,000 | 97,000 | 160,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,928,000 | 7,961,000 | 8,024,000 | 8,164,000 |
| Total capital | 8,363,000 | 8,396,000 | 8,495,000 | 8,652,000 |
| Risk-weighted assets | 34,607,000 | 34,628,000 | 37,485,000 | 38,910,000 |