Call reports 2013
FIRST FIDELITY BANK — 2013
What FIRST FIDELITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,436,000 | 92,271,000 | 91,949,000 | 89,009,000 |
| Total loans | 41,034,000 | 41,111,000 | 40,702,000 | 40,259,000 |
| Allowance for loan losses | 682,000 | 692,000 | 684,000 | 683,000 |
| Securities available for sale | 0 | 0 | 4,228,000 | 4,448,000 |
| Securities held to maturity | 28,481,000 | 27,896,000 | 26,176,000 | 25,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,866,000 | 84,601,000 | 84,242,000 | 81,307,000 |
| Interest-bearing deposits | 81,195,000 | 80,181,000 | 78,798,000 | 75,693,000 |
| Noninterest-bearing deposits | 4,671,000 | 4,420,000 | 5,444,000 | 5,614,000 |
| Equity capital | 7,358,000 | 7,406,000 | 7,482,000 | 7,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,435,000 | 2,155,000 | 2,895,000 |
| Interest expense | 120,000 | 232,000 | 340,000 | 435,000 |
| Net interest income | 601,000 | 1,203,000 | 1,815,000 | 2,460,000 |
| Noninterest income | 76,000 | 150,000 | 220,000 | 292,000 |
| Noninterest expense | 616,000 | 1,205,000 | 1,776,000 | 2,389,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 6,000 |
| Pretax income | 55,000 | 142,000 | 253,000 | 357,000 |
| Income tax | -4,000 | 35,000 | 73,000 | 100,000 |
| Net income | 59,000 | 107,000 | 180,000 | 257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,345,000 | 7,394,000 | 7,468,000 | 7,544,000 |
| Total capital | 7,796,000 | 7,843,000 | 7,927,000 | 7,998,000 |
| Risk-weighted assets | 35,859,000 | 36,775,000 | 36,494,000 | 36,115,000 |