Call reports 2012
FIRST FIDELITY BANK — 2012
What FIRST FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 96,002,000 | 94,038,000 | 93,278,000 | 91,970,000 |
| Total loans | 42,997,000 | 43,130,000 | 42,501,000 | 41,060,000 |
| Allowance for loan losses | 766,000 | 766,000 | 712,000 | 698,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,158,000 | 24,353,000 | 28,283,000 | 28,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,620,000 | 86,527,000 | 85,683,000 | 84,504,000 |
| Interest-bearing deposits | 84,306,000 | 82,310,000 | 81,465,000 | 80,349,000 |
| Noninterest-bearing deposits | 4,314,000 | 4,217,000 | 4,218,000 | 4,155,000 |
| Equity capital | 7,147,000 | 7,185,000 | 7,267,000 | 7,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,581,000 | 2,351,000 | 3,107,000 |
| Interest expense | 156,000 | 300,000 | 436,000 | 566,000 |
| Net interest income | 636,000 | 1,281,000 | 1,915,000 | 2,541,000 |
| Noninterest income | 83,000 | 165,000 | 249,000 | 320,000 |
| Noninterest expense | 603,000 | 1,213,000 | 1,830,000 | 2,449,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 12,000 |
| Pretax income | 116,000 | 233,000 | 328,000 | 400,000 |
| Income tax | 36,000 | 115,000 | 128,000 | 168,000 |
| Net income | 80,000 | 118,000 | 200,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,132,000 | 7,171,000 | 7,253,000 | 7,286,000 |
| Total capital | 7,645,000 | 7,674,000 | 7,718,000 | 7,742,000 |
| Risk-weighted assets | 41,056,000 | 39,954,000 | 36,980,000 | 36,229,000 |