Call reports 2026
FIRST BANK OF UTICA — 2026
What FIRST BANK OF UTICA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 78,069,000 | 77,373,000 |
| Total loans | 56,304,000 | 59,425,000 |
| Allowance for loan losses | 1,103,000 | 1,078,000 |
| Securities available for sale | 118,000 | 120,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 63,351,000 | 62,443,000 |
| Interest-bearing deposits | 51,329,000 | 51,933,000 |
| Noninterest-bearing deposits | 12,022,000 | 10,510,000 |
| Equity capital | 10,931,000 | 11,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,077,000 | 2,214,000 |
| Interest expense | 295,000 | 595,000 |
| Net interest income | 782,000 | 1,619,000 |
| Noninterest income | 17,000 | 45,000 |
| Noninterest expense | 673,000 | 1,340,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 126,000 | 324,000 |
| Income tax | 28,000 | 77,000 |
| Net income | 98,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,932,000 | 11,082,000 |
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