Call reports 2001
FIRST BANK OF UTICA — 2001
What FIRST BANK OF UTICA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,622,000 | 21,222,000 | 21,835,000 | 23,620,000 |
| Total loans | 13,494,000 | 13,811,000 | 13,642,000 | 14,094,000 |
| Allowance for loan losses | 423,000 | 424,000 | 424,000 | 418,000 |
| Securities available for sale | 2,459,000 | 2,742,000 | 2,749,000 | 3,118,000 |
| Securities held to maturity | 1,841,000 | 1,696,000 | 1,475,000 | 1,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,202,000 | 16,622,000 | 17,125,000 | 18,961,000 |
| Interest-bearing deposits | 14,629,000 | 14,353,000 | 14,369,000 | 14,516,000 |
| Noninterest-bearing deposits | 1,573,000 | 2,269,000 | 2,756,000 | 4,445,000 |
| Equity capital | 4,124,000 | 4,252,000 | 4,340,000 | 4,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 790,000 | 1,167,000 | 1,546,000 |
| Interest expense | 153,000 | 304,000 | 449,000 | 583,000 |
| Net interest income | 246,000 | 486,000 | 718,000 | 963,000 |
| Noninterest income | 16,000 | 32,000 | 49,000 | 82,000 |
| Noninterest expense | 130,000 | 264,000 | 430,000 | 663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 254,000 | 337,000 | 382,000 |
| Income tax | 41,000 | 78,000 | 104,000 | 127,000 |
| Net income | 91,000 | 176,000 | 233,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,143,000 | 4,228,000 | 4,285,000 | 4,308,000 |
| Total capital | 4,318,000 | 4,413,000 | 4,468,000 | 4,508,000 |
| Risk-weighted assets | 14,234,000 | 14,585,000 | 14,936,000 | 15,796,000 |