Call reports 2025
BANK OF JAMESTOWN — 2025
What BANK OF JAMESTOWN reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 257,600,000 | 258,532,000 | 267,246,000 | 266,161,000 |
| Total loans | 153,390,000 | 160,445,000 | 162,565,000 | 161,708,000 |
| Allowance for loan losses | 2,201,000 | 2,252,000 | 2,178,000 | 2,215,000 |
| Securities available for sale | 52,721,000 | 51,446,000 | 59,679,000 | 57,834,000 |
| Securities held to maturity | 26,717,000 | 25,991,000 | 24,927,000 | 24,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,160,000 | 190,704,000 | 191,162,000 | 192,299,000 |
| Interest-bearing deposits | 144,254,000 | 151,913,000 | 150,624,000 | 150,384,000 |
| Noninterest-bearing deposits | 40,906,000 | 38,791,000 | 40,538,000 | 41,915,000 |
| Equity capital | 31,305,000 | 32,303,000 | 33,349,000 | 34,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,112,000 | 6,456,000 | 10,010,000 | 13,579,000 |
| Interest expense | 1,118,000 | 2,242,000 | 3,448,000 | 4,627,000 |
| Net interest income | 1,994,000 | 4,214,000 | 6,562,000 | 8,952,000 |
| Noninterest income | 191,000 | 381,000 | 564,000 | 777,000 |
| Noninterest expense | 1,213,000 | 2,465,000 | 3,777,000 | 5,047,000 |
| Provision for loan losses | 45,000 | 97,000 | 24,000 | 66,000 |
| Pretax income | 927,000 | 2,040,000 | 3,214,000 | 4,502,000 |
| Income tax | 201,000 | 448,000 | 711,000 | 990,000 |
| Net income | 726,000 | 1,592,000 | 2,503,000 | 3,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,363,000 | 33,229,000 | 34,083,000 | 35,092,000 |