Call reports 2024
BANK OF JAMESTOWN — 2024
What BANK OF JAMESTOWN reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 242,023,000 | 246,823,000 | 248,391,000 | 251,501,000 |
| Total loans | 148,305,000 | 153,746,000 | 152,704,000 | 152,275,000 |
| Allowance for loan losses | 2,042,000 | 2,131,000 | 2,168,000 | 2,156,000 |
| Securities available for sale | 44,608,000 | 43,179,000 | 49,945,000 | 46,642,000 |
| Securities held to maturity | 30,489,000 | 30,070,000 | 27,907,000 | 27,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,130,000 | 185,099,000 | 179,630,000 | 184,461,000 |
| Interest-bearing deposits | 142,830,000 | 145,323,000 | 143,019,000 | 147,029,000 |
| Noninterest-bearing deposits | 37,300,000 | 39,776,000 | 36,611,000 | 37,432,000 |
| Equity capital | 28,261,000 | 29,000,000 | 30,369,000 | 30,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 5,710,000 | 8,836,000 | 12,016,000 |
| Interest expense | 952,000 | 2,009,000 | 3,149,000 | 4,315,000 |
| Net interest income | 1,819,000 | 3,701,000 | 5,687,000 | 7,701,000 |
| Noninterest income | 215,000 | 408,000 | 605,000 | 792,000 |
| Noninterest expense | 1,213,000 | 2,404,000 | 3,603,000 | 4,926,000 |
| Provision for loan losses | 42,000 | 125,000 | 163,000 | 183,000 |
| Pretax income | 776,000 | 1,615,000 | 2,554,000 | 3,387,000 |
| Income tax | 161,000 | 338,000 | 541,000 | 709,000 |
| Net income | 615,000 | 1,277,000 | 2,013,000 | 2,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,058,000 | 30,720,000 | 31,456,000 | 32,121,000 |