Call reports 2023
BANK OF JAMESTOWN — 2023
What BANK OF JAMESTOWN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 232,663,000 | 236,290,000 | 235,223,000 | 237,741,000 |
| Total loans | 136,598,000 | 140,491,000 | 143,919,000 | 150,627,000 |
| Allowance for loan losses | 1,869,000 | 1,954,000 | 1,925,000 | 1,998,000 |
| Securities available for sale | 48,329,000 | 47,024,000 | 43,874,000 | 43,569,000 |
| Securities held to maturity | 31,601,000 | 31,088,000 | 30,826,000 | 30,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,376,000 | 176,962,000 | 171,970,000 | 172,527,000 |
| Interest-bearing deposits | 137,214,000 | 137,058,000 | 134,018,000 | 135,565,000 |
| Noninterest-bearing deposits | 37,162,000 | 39,904,000 | 37,952,000 | 36,962,000 |
| Equity capital | 25,948,000 | 26,249,000 | 26,628,000 | 28,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,295,000 | 4,696,000 | 7,234,000 | 9,957,000 |
| Interest expense | 572,000 | 1,258,000 | 2,029,000 | 2,888,000 |
| Net interest income | 1,723,000 | 3,438,000 | 5,205,000 | 7,069,000 |
| Noninterest income | 201,000 | 392,000 | 579,000 | 772,000 |
| Noninterest expense | 1,148,000 | 2,311,000 | 3,466,000 | 4,594,000 |
| Provision for loan losses | 11,000 | 99,000 | 68,000 | 146,000 |
| Pretax income | 716,000 | 1,399,000 | 2,213,000 | 3,082,000 |
| Income tax | 140,000 | 273,000 | 422,000 | 620,000 |
| Net income | 576,000 | 1,126,000 | 1,791,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,073,000 | 28,622,000 | 29,287,000 | 29,927,000 |