Call reports 2022
BANK OF JAMESTOWN — 2022
What BANK OF JAMESTOWN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 239,004,000 | 235,723,000 | 234,884,000 | 235,389,000 |
| Total loans | 143,574,000 | 144,675,000 | 137,666,000 | 138,736,000 |
| Allowance for loan losses | 1,808,000 | 1,869,000 | 1,928,000 | 1,975,000 |
| Securities available for sale | 35,349,000 | 41,600,000 | 47,509,000 | 48,201,000 |
| Securities held to maturity | 28,042,000 | 29,466,000 | 32,758,000 | 32,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,469,000 | 178,625,000 | 180,172,000 | 176,088,000 |
| Interest-bearing deposits | 144,369,000 | 139,761,000 | 140,644,000 | 138,618,000 |
| Noninterest-bearing deposits | 37,100,000 | 38,864,000 | 39,528,000 | 37,470,000 |
| Equity capital | 25,857,000 | 25,807,000 | 25,329,000 | 25,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,972,000 | 4,029,000 | 6,229,000 | 8,487,000 |
| Interest expense | 341,000 | 711,000 | 1,117,000 | 1,602,000 |
| Net interest income | 1,631,000 | 3,318,000 | 5,112,000 | 6,885,000 |
| Noninterest income | 186,000 | 379,000 | 569,000 | 759,000 |
| Noninterest expense | 1,124,000 | 2,250,000 | 3,386,000 | 4,458,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 633,000 | 1,327,000 | 2,115,000 | 2,946,000 |
| Income tax | 116,000 | 248,000 | 403,000 | 544,000 |
| Net income | 517,000 | 1,079,000 | 1,712,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,920,000 | 27,482,000 | 28,115,000 | 27,949,000 |