Call reports 2021
BANK OF JAMESTOWN — 2021
What BANK OF JAMESTOWN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 233,412,000 | 237,477,000 | 237,466,000 | 237,710,000 |
| Total loans | 151,152,000 | 147,435,000 | 145,011,000 | 144,492,000 |
| Allowance for loan losses | 1,581,000 | 1,667,000 | 1,724,000 | 1,746,000 |
| Securities available for sale | 23,619,000 | 27,484,000 | 32,308,000 | 33,781,000 |
| Securities held to maturity | 31,140,000 | 29,245,000 | 28,640,000 | 28,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,372,000 | 169,223,000 | 176,911,000 | 180,306,000 |
| Interest-bearing deposits | 130,344,000 | 131,909,000 | 139,470,000 | 143,217,000 |
| Noninterest-bearing deposits | 35,028,000 | 37,314,000 | 37,441,000 | 37,089,000 |
| Equity capital | 25,505,000 | 26,050,000 | 26,528,000 | 26,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,155,000 | 6,190,000 | 8,211,000 |
| Interest expense | 405,000 | 784,000 | 1,150,000 | 1,502,000 |
| Net interest income | 1,664,000 | 3,371,000 | 5,040,000 | 6,709,000 |
| Noninterest income | 184,000 | 360,000 | 536,000 | 721,000 |
| Noninterest expense | 1,125,000 | 2,253,000 | 3,389,000 | 4,456,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 663,000 | 1,358,000 | 2,007,000 | 2,774,000 |
| Income tax | 122,000 | 254,000 | 378,000 | 535,000 |
| Net income | 541,000 | 1,104,000 | 1,629,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,206,000 | 25,769,000 | 26,294,000 | 26,903,000 |
| Total capital | 26,787,000 | 27,436,000 | 28,018,000 | — |
| Risk-weighted assets | 194,763,000 | 192,842,000 | 185,727,000 | — |