Call reports 2020
BANK OF JAMESTOWN — 2020
What BANK OF JAMESTOWN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,709,000 | 213,819,000 | 217,410,000 | 225,035,000 |
| Total loans | 137,467,000 | 138,402,000 | 148,323,000 | 148,329,000 |
| Allowance for loan losses | 1,293,000 | 1,362,000 | 1,429,000 | 1,547,000 |
| Securities available for sale | 17,866,000 | 18,229,000 | 19,406,000 | 20,192,000 |
| Securities held to maturity | 36,171,000 | 35,308,000 | 33,492,000 | 31,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,803,000 | 155,582,000 | 157,657,000 | 161,086,000 |
| Interest-bearing deposits | 123,416,000 | 124,653,000 | 127,348,000 | 128,386,000 |
| Noninterest-bearing deposits | 24,387,000 | 30,929,000 | 30,309,000 | 32,700,000 |
| Equity capital | 23,583,000 | 24,399,000 | 24,941,000 | 25,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,207,000 | 4,348,000 | 6,456,000 | 8,609,000 |
| Interest expense | 574,000 | 1,088,000 | 1,563,000 | 2,014,000 |
| Net interest income | 1,633,000 | 3,260,000 | 4,893,000 | 6,595,000 |
| Noninterest income | 160,000 | 282,000 | 413,000 | 729,000 |
| Noninterest expense | 1,123,000 | 2,204,000 | 3,306,000 | 4,509,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 314,000 |
| Pretax income | 604,000 | 1,206,000 | 1,802,000 | 2,501,000 |
| Income tax | 82,000 | 166,000 | 251,000 | 375,000 |
| Net income | 522,000 | 1,040,000 | 1,551,000 | 2,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,537,000 | 24,055,000 | 24,566,000 | 25,141,000 |
| Total capital | 24,830,000 | 25,417,000 | 25,995,000 | 26,688,000 |
| Risk-weighted assets | 167,454,000 | 174,164,000 | 185,216,000 | 202,868,000 |