Call reports 2019
BANK OF JAMESTOWN — 2019
What BANK OF JAMESTOWN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 200,513,000 | 202,801,000 | 205,580,000 | 205,104,000 |
| Total loans | 121,814,000 | 127,676,000 | 136,352,000 | 138,969,000 |
| Allowance for loan losses | 1,120,000 | 1,229,000 | 1,271,000 | 1,231,000 |
| Securities available for sale | 24,315,000 | 21,802,000 | 20,220,000 | 18,676,000 |
| Securities held to maturity | 39,651,000 | 38,112,000 | 36,864,000 | 36,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,096,000 | 145,772,000 | 144,226,000 | 143,825,000 |
| Interest-bearing deposits | 121,577,000 | 121,247,000 | 120,308,000 | 119,964,000 |
| Noninterest-bearing deposits | 24,519,000 | 24,525,000 | 23,918,000 | 23,861,000 |
| Equity capital | 21,847,000 | 22,486,000 | 23,108,000 | 23,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,123,000 | 6,356,000 | 8,573,000 |
| Interest expense | 501,000 | 1,059,000 | 1,636,000 | 2,223,000 |
| Net interest income | 1,493,000 | 3,064,000 | 4,720,000 | 6,350,000 |
| Noninterest income | 149,000 | 307,000 | 490,000 | 691,000 |
| Noninterest expense | 1,110,000 | 2,218,000 | 3,323,000 | 4,419,000 |
| Provision for loan losses | 54,000 | 108,000 | 162,000 | 276,000 |
| Pretax income | 465,000 | 1,032,000 | 1,712,000 | 2,333,000 |
| Income tax | 13,000 | 85,000 | 181,000 | 245,000 |
| Net income | 452,000 | 947,000 | 1,531,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,856,000 | 22,350,000 | 22,935,000 | 23,492,000 |
| Total capital | 22,976,000 | 23,579,000 | 24,206,000 | 24,723,000 |
| Risk-weighted assets | 159,643,000 | 163,205,000 | 169,807,000 | 172,281,000 |