Call reports 2018
BANK OF JAMESTOWN — 2018
What BANK OF JAMESTOWN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 189,949,000 | 195,968,000 | 194,775,000 | 194,865,000 |
| Total loans | 110,049,000 | 108,241,000 | 115,804,000 | 116,809,000 |
| Allowance for loan losses | 1,020,000 | 1,065,000 | 1,074,000 | 1,115,000 |
| Securities available for sale | 26,399,000 | 27,449,000 | 27,367,000 | 26,943,000 |
| Securities held to maturity | 40,493,000 | 40,358,000 | 40,055,000 | 39,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,105,000 | 147,326,000 | 143,989,000 | 143,587,000 |
| Interest-bearing deposits | 119,057,000 | 123,667,000 | 121,447,000 | 120,776,000 |
| Noninterest-bearing deposits | 22,048,000 | 23,659,000 | 22,542,000 | 22,811,000 |
| Equity capital | 20,139,000 | 20,600,000 | 20,951,000 | 21,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,657,000 | 5,576,000 | 7,555,000 |
| Interest expense | 375,000 | 782,000 | 1,212,000 | 1,674,000 |
| Net interest income | 1,439,000 | 2,875,000 | 4,364,000 | 5,881,000 |
| Noninterest income | 175,000 | 344,000 | 490,000 | 625,000 |
| Noninterest expense | 1,055,000 | 2,119,000 | 3,197,000 | 4,187,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 514,000 | 1,010,000 | 1,522,000 | 2,139,000 |
| Income tax | 53,000 | 103,000 | 159,000 | 239,000 |
| Net income | 461,000 | 907,000 | 1,363,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,442,000 | 20,888,000 | 21,344,000 | 21,881,000 |
| Total capital | 21,462,000 | 21,953,000 | 22,418,000 | 22,996,000 |
| Risk-weighted assets | 145,983,000 | 143,866,000 | 153,294,000 | 156,154,000 |