Call reports 2017
BANK OF JAMESTOWN — 2017
What BANK OF JAMESTOWN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 188,477,000 | 187,149,000 | 187,510,000 | 188,864,000 |
| Total loans | 97,405,000 | 95,832,000 | 103,451,000 | 109,545,000 |
| Allowance for loan losses | 1,124,000 | 1,040,000 | 890,000 | 943,000 |
| Securities available for sale | 34,922,000 | 37,175,000 | 32,682,000 | 27,833,000 |
| Securities held to maturity | 41,239,000 | 41,380,000 | 41,077,000 | 40,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,514,000 | 139,980,000 | 138,725,000 | 140,063,000 |
| Interest-bearing deposits | 117,212,000 | 117,876,000 | 117,268,000 | 118,513,000 |
| Noninterest-bearing deposits | 22,302,000 | 22,104,000 | 21,457,000 | 21,550,000 |
| Equity capital | 19,327,000 | 19,907,000 | 19,969,000 | 20,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,345,000 | 5,068,000 | 6,850,000 |
| Interest expense | 315,000 | 634,000 | 966,000 | 1,317,000 |
| Net interest income | 1,341,000 | 2,711,000 | 4,102,000 | 5,533,000 |
| Noninterest income | 158,000 | 307,000 | 473,000 | 643,000 |
| Noninterest expense | 1,068,000 | 2,138,000 | 3,209,000 | 4,262,000 |
| Provision for loan losses | 54,000 | 84,000 | 84,000 | 120,000 |
| Pretax income | 377,000 | 796,000 | 1,282,000 | 1,792,000 |
| Income tax | 36,000 | 86,000 | 159,000 | 369,000 |
| Net income | 341,000 | 710,000 | 1,123,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,939,000 | 20,309,000 | 20,390,000 | 20,458,000 |
| Total capital | 21,063,000 | 21,349,000 | 21,280,000 | 21,401,000 |
| Risk-weighted assets | 136,126,000 | 133,029,000 | 138,911,000 | 144,921,000 |