Call reports 2016
BANK OF JAMESTOWN — 2016
What BANK OF JAMESTOWN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 176,987,000 | 179,906,000 | 180,670,000 | 181,113,000 |
| Total loans | 86,108,000 | 86,555,000 | 91,275,000 | 94,623,000 |
| Allowance for loan losses | 966,000 | 1,014,000 | 1,069,000 | 1,095,000 |
| Securities available for sale | 36,494,000 | 40,222,000 | 35,250,000 | 34,697,000 |
| Securities held to maturity | 43,121,000 | 43,053,000 | 42,076,000 | 41,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,844,000 | 136,123,000 | 133,605,000 | 137,093,000 |
| Interest-bearing deposits | 113,389,000 | 113,388,000 | 112,553,000 | 115,356,000 |
| Noninterest-bearing deposits | 21,455,000 | 22,735,000 | 21,052,000 | 21,737,000 |
| Equity capital | 18,638,000 | 19,203,000 | 19,399,000 | 19,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,179,000 | 4,789,000 | 6,389,000 |
| Interest expense | 283,000 | 571,000 | 865,000 | 1,167,000 |
| Net interest income | 1,307,000 | 2,608,000 | 3,924,000 | 5,222,000 |
| Noninterest income | 157,000 | 307,000 | 469,000 | 619,000 |
| Noninterest expense | 1,048,000 | 2,069,000 | 3,125,000 | 4,129,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 394,000 | 749,000 | 1,104,000 | 1,498,000 |
| Income tax | 52,000 | 83,000 | 113,000 | 154,000 |
| Net income | 342,000 | 666,000 | 991,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,082,000 | 19,406,000 | 19,731,000 | 20,084,000 |
| Total capital | 20,048,000 | 20,420,000 | 20,800,000 | 21,179,000 |
| Risk-weighted assets | 123,960,000 | 123,790,000 | 128,825,000 | 132,044,000 |