Call reports 2015
BANK OF JAMESTOWN — 2015
What BANK OF JAMESTOWN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,072,000 | 174,775,000 | 172,607,000 | 173,553,000 |
| Total loans | 80,646,000 | 85,580,000 | 83,336,000 | 84,946,000 |
| Allowance for loan losses | 1,177,000 | 1,149,000 | 1,146,000 | 1,168,000 |
| Securities available for sale | 36,613,000 | 34,218,000 | 33,276,000 | 32,459,000 |
| Securities held to maturity | 43,970,000 | 41,269,000 | 42,646,000 | 43,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,071,000 | 134,842,000 | 131,124,000 | 132,188,000 |
| Interest-bearing deposits | 112,995,000 | 113,270,000 | 111,083,000 | 110,965,000 |
| Noninterest-bearing deposits | 21,076,000 | 21,572,000 | 20,041,000 | 21,223,000 |
| Equity capital | 17,834,000 | 17,946,000 | 18,339,000 | 18,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,146,000 | 4,743,000 | 6,390,000 |
| Interest expense | 308,000 | 588,000 | 867,000 | 1,149,000 |
| Net interest income | 1,262,000 | 2,558,000 | 3,876,000 | 5,241,000 |
| Noninterest income | 150,000 | 308,000 | 446,000 | 677,000 |
| Noninterest expense | 1,018,000 | 2,035,000 | 3,079,000 | 4,176,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 319,000 | 681,000 | 1,063,000 | 1,487,000 |
| Income tax | 42,000 | 102,000 | 158,000 | 218,000 |
| Net income | 277,000 | 579,000 | 905,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,279,000 | 18,536,000 | 18,861,000 | 19,225,000 |
| Total capital | 19,456,000 | 19,685,000 | 20,007,000 | 20,393,000 |
| Risk-weighted assets | 117,246,000 | 125,615,000 | 125,819,000 | 124,269,000 |