Call reports 2014
BANK OF JAMESTOWN — 2014
What BANK OF JAMESTOWN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 172,070,000 | 170,102,000 | 167,492,000 | 168,631,000 |
| Total loans | 73,699,000 | 71,292,000 | 71,009,000 | 70,700,000 |
| Allowance for loan losses | 1,212,000 | 1,012,000 | 1,086,000 | 1,131,000 |
| Securities available for sale | 29,447,000 | 32,719,000 | 35,969,000 | 39,937,000 |
| Securities held to maturity | 54,763,000 | 53,456,000 | 47,483,000 | 45,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,759,000 | 132,311,000 | 129,827,000 | 131,862,000 |
| Interest-bearing deposits | 111,804,000 | 112,289,000 | 109,924,000 | 111,610,000 |
| Noninterest-bearing deposits | 20,955,000 | 20,022,000 | 19,903,000 | 20,252,000 |
| Equity capital | 16,402,000 | 17,551,000 | 17,935,000 | 18,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,355,000 | 4,990,000 | 6,575,000 |
| Interest expense | 339,000 | 670,000 | 987,000 | 1,289,000 |
| Net interest income | 1,322,000 | 2,685,000 | 4,003,000 | 5,286,000 |
| Noninterest income | 169,000 | 337,000 | 518,000 | 660,000 |
| Noninterest expense | 1,052,000 | 2,131,000 | 3,179,000 | 4,202,000 |
| Provision for loan losses | 231,000 | 321,000 | 411,000 | 501,000 |
| Pretax income | 242,000 | 604,000 | 965,000 | 1,277,000 |
| Income tax | 36,000 | 102,000 | 161,000 | 199,000 |
| Net income | 206,000 | 502,000 | 804,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,615,000 | 17,912,000 | 18,214,000 | 18,488,000 |
| Total capital | 18,827,000 | 18,924,000 | 19,300,000 | 19,619,000 |
| Risk-weighted assets | 112,691,000 | 109,805,000 | 109,236,000 | 108,322,000 |