Call reports 2013
BANK OF JAMESTOWN — 2013
What BANK OF JAMESTOWN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,421,000 | 167,200,000 | 168,300,000 | 169,167,000 |
| Total loans | 73,921,000 | 74,430,000 | 74,618,000 | 74,231,000 |
| Allowance for loan losses | 974,000 | 956,000 | 1,004,000 | 996,000 |
| Securities available for sale | 20,176,000 | 24,192,000 | 26,184,000 | 28,029,000 |
| Securities held to maturity | 61,002,000 | 57,137,000 | 56,039,000 | 55,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,989,000 | 127,989,000 | 126,477,000 | 129,457,000 |
| Interest-bearing deposits | 110,266,000 | 109,776,000 | 109,002,000 | 111,271,000 |
| Noninterest-bearing deposits | 18,723,000 | 18,213,000 | 17,475,000 | 18,186,000 |
| Equity capital | 16,355,000 | 16,189,000 | 16,570,000 | 16,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,474,000 | 5,218,000 | 6,943,000 |
| Interest expense | 426,000 | 816,000 | 1,188,000 | 1,539,000 |
| Net interest income | 1,345,000 | 2,658,000 | 4,030,000 | 5,404,000 |
| Noninterest income | 234,000 | 462,000 | 694,000 | 928,000 |
| Noninterest expense | 1,067,000 | 2,115,000 | 3,190,000 | 4,281,000 |
| Provision for loan losses | 105,000 | 247,000 | 387,000 | 492,000 |
| Pretax income | 435,000 | 786,000 | 1,175,000 | 1,587,000 |
| Income tax | 106,000 | 183,000 | 274,000 | 356,000 |
| Net income | 329,000 | 603,000 | 901,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,995,000 | 17,269,000 | 17,567,000 | 17,896,000 |
| Total capital | 17,969,000 | 18,225,000 | 18,571,000 | 18,892,000 |
| Risk-weighted assets | 109,553,000 | 111,156,000 | 112,439,000 | 111,849,000 |