Call reports 2012
BANK OF JAMESTOWN — 2012
What BANK OF JAMESTOWN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 167,780,000 | 167,096,000 | 167,374,000 | 167,191,000 |
| Total loans | 70,189,000 | 69,692,000 | 70,339,000 | 72,222,000 |
| Allowance for loan losses | 698,000 | 682,000 | 805,000 | 949,000 |
| Securities available for sale | 14,749,000 | 18,798,000 | 18,016,000 | 19,759,000 |
| Securities held to maturity | 67,035,000 | 61,040,000 | 63,234,000 | 62,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,979,000 | 129,504,000 | 126,936,000 | 127,013,000 |
| Interest-bearing deposits | 111,089,000 | 110,480,000 | 109,255,000 | 109,696,000 |
| Noninterest-bearing deposits | 17,890,000 | 19,024,000 | 17,681,000 | 17,317,000 |
| Equity capital | 15,941,000 | 16,138,000 | 16,399,000 | 16,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,904,000 | 3,755,000 | 5,566,000 | 7,367,000 |
| Interest expense | 579,000 | 1,118,000 | 1,620,000 | 2,089,000 |
| Net interest income | 1,325,000 | 2,637,000 | 3,946,000 | 5,278,000 |
| Noninterest income | 214,000 | 436,000 | 623,000 | 841,000 |
| Noninterest expense | 1,029,000 | 2,045,000 | 3,086,000 | 4,125,000 |
| Provision for loan losses | 139,000 | 258,000 | 399,000 | 560,000 |
| Pretax income | 373,000 | 772,000 | 1,086,000 | 1,436,000 |
| Income tax | 73,000 | 164,000 | 227,000 | 277,000 |
| Net income | 300,000 | 608,000 | 859,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,364,000 | 16,671,000 | 16,923,000 | 17,222,000 |
| Total capital | 17,062,000 | 17,353,000 | 17,728,000 | 18,171,000 |
| Risk-weighted assets | 104,356,000 | 104,497,000 | 105,389,000 | 106,850,000 |