Call reports 2011
BANK OF JAMESTOWN — 2011
What BANK OF JAMESTOWN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 168,871,000 | 166,520,000 | 164,471,000 | 165,489,000 |
| Total loans | 67,207,000 | 66,902,000 | 66,927,000 | 69,825,000 |
| Allowance for loan losses | 746,000 | 736,000 | 778,000 | 610,000 |
| Securities available for sale | 23,856,000 | 25,506,000 | 22,545,000 | 17,610,000 |
| Securities held to maturity | 63,842,000 | 59,325,000 | 60,686,000 | 67,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,499,000 | 127,184,000 | 125,170,000 | 126,523,000 |
| Interest-bearing deposits | 108,933,000 | 109,257,000 | 108,544,000 | 109,715,000 |
| Noninterest-bearing deposits | 19,566,000 | 17,927,000 | 16,626,000 | 16,808,000 |
| Equity capital | 15,249,000 | 15,604,000 | 15,830,000 | 16,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,822,000 | 5,680,000 | 7,558,000 |
| Interest expense | 732,000 | 1,442,000 | 2,110,000 | 2,736,000 |
| Net interest income | 1,176,000 | 2,380,000 | 3,570,000 | 4,822,000 |
| Noninterest income | 260,000 | 434,000 | 610,000 | 867,000 |
| Noninterest expense | 1,032,000 | 2,051,000 | 3,087,000 | 4,092,000 |
| Provision for loan losses | 75,000 | 175,000 | 276,000 | 376,000 |
| Pretax income | 329,000 | 588,000 | 817,000 | 1,252,000 |
| Income tax | 31,000 | 43,000 | 49,000 | 121,000 |
| Net income | 298,000 | 545,000 | 768,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,748,000 | 15,995,000 | 16,217,000 | 16,551,000 |
| Total capital | 16,494,000 | 16,731,000 | 16,995,000 | 17,161,000 |
| Risk-weighted assets | 103,005,000 | 101,532,000 | 101,401,000 | 104,265,000 |