Call reports 2010
BANK OF JAMESTOWN — 2010
What BANK OF JAMESTOWN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 160,508,000 | 160,047,000 | 161,894,000 | 165,626,000 |
| Total loans | 70,041,000 | 70,336,000 | 68,044,000 | 67,855,000 |
| Allowance for loan losses | 489,000 | 536,000 | 577,000 | 676,000 |
| Securities available for sale | 19,721,000 | 24,088,000 | 17,513,000 | 19,618,000 |
| Securities held to maturity | 56,438,000 | 53,656,000 | 60,180,000 | 67,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,624,000 | 122,130,000 | 122,780,000 | 123,968,000 |
| Interest-bearing deposits | 100,808,000 | 102,698,000 | 103,897,000 | 106,013,000 |
| Noninterest-bearing deposits | 19,816,000 | 19,432,000 | 18,883,000 | 17,955,000 |
| Equity capital | 14,678,000 | 15,186,000 | 15,377,000 | 15,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,566,000 | 5,449,000 | 7,337,000 |
| Interest expense | 822,000 | 1,635,000 | 2,436,000 | 3,193,000 |
| Net interest income | 937,000 | 1,931,000 | 3,013,000 | 4,144,000 |
| Noninterest income | 284,000 | 602,000 | 849,000 | 1,133,000 |
| Noninterest expense | 1,031,000 | 2,050,000 | 3,109,000 | 4,157,000 |
| Provision for loan losses | 53,000 | 245,000 | 297,000 | 462,000 |
| Pretax income | 137,000 | 238,000 | 456,000 | 658,000 |
| Income tax | -36,000 | -81,000 | -92,000 | -114,000 |
| Net income | 173,000 | 319,000 | 548,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,363,000 | 15,510,000 | 15,739,000 | 15,963,000 |
| Total capital | 15,852,000 | 16,046,000 | 16,316,000 | 16,639,000 |
| Risk-weighted assets | 96,841,000 | 98,129,000 | 99,553,000 | 103,397,000 |