Call reports 2009
BANK OF JAMESTOWN — 2009
What BANK OF JAMESTOWN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 153,943,000 | 151,747,000 | 153,892,000 | 156,486,000 |
| Total loans | 70,037,000 | 69,432,000 | 69,840,000 | 69,761,000 |
| Allowance for loan losses | 507,000 | 453,000 | 418,000 | 450,000 |
| Securities available for sale | 26,430,000 | 19,320,000 | 19,822,000 | 16,743,000 |
| Securities held to maturity | 40,539,000 | 47,708,000 | 53,126,000 | 57,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,098,000 | 111,627,000 | 112,231,000 | 118,453,000 |
| Interest-bearing deposits | 93,429,000 | 94,721,000 | 95,688,000 | 99,761,000 |
| Noninterest-bearing deposits | 18,669,000 | 16,906,000 | 16,543,000 | 18,693,000 |
| Equity capital | 14,982,000 | 14,998,000 | 15,160,000 | 14,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,648,000 | 5,419,000 | 7,166,000 |
| Interest expense | 913,000 | 1,802,000 | 2,675,000 | 3,528,000 |
| Net interest income | 953,000 | 1,846,000 | 2,744,000 | 3,638,000 |
| Noninterest income | 312,000 | 656,000 | 967,000 | 1,191,000 |
| Noninterest expense | 980,000 | 1,970,000 | 3,056,000 | 4,090,000 |
| Provision for loan losses | 101,000 | 101,000 | 111,000 | 276,000 |
| Pretax income | 184,000 | 431,000 | 544,000 | 463,000 |
| Income tax | 0 | -18,000 | -66,000 | -184,000 |
| Net income | 184,000 | 449,000 | 610,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,297,000 | 15,562,000 | 15,723,000 | 15,190,000 |
| Total capital | 15,804,000 | 16,015,000 | 16,141,000 | 15,640,000 |
| Risk-weighted assets | 91,334,000 | 90,709,000 | 93,551,000 | 95,067,000 |