Call reports 2008
BANK OF JAMESTOWN — 2008
What BANK OF JAMESTOWN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 149,435,000 | 154,495,000 | 152,129,000 | 153,239,000 |
| Total loans | 71,665,000 | 71,752,000 | 73,202,000 | 71,309,000 |
| Allowance for loan losses | 545,000 | 500,000 | 491,000 | 521,000 |
| Securities available for sale | 41,388,000 | 44,651,000 | 40,707,000 | 42,140,000 |
| Securities held to maturity | 23,655,000 | 25,737,000 | 28,946,000 | 26,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,304,000 | 114,087,000 | 108,225,000 | 110,710,000 |
| Interest-bearing deposits | 94,819,000 | 95,196,000 | 91,581,000 | 92,023,000 |
| Noninterest-bearing deposits | 16,485,000 | 18,891,000 | 16,644,000 | 18,687,000 |
| Equity capital | 15,011,000 | 14,364,000 | 14,760,000 | 14,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,364,000 | 6,535,000 | 8,553,000 |
| Interest expense | 1,115,000 | 2,191,000 | 3,245,000 | 4,252,000 |
| Net interest income | 1,115,000 | 2,173,000 | 3,290,000 | 4,301,000 |
| Noninterest income | 347,000 | 686,000 | 1,004,000 | 1,308,000 |
| Noninterest expense | 988,000 | 1,914,000 | 2,845,000 | 3,781,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 170,000 |
| Pretax income | 439,000 | 865,000 | 1,324,000 | 1,658,000 |
| Income tax | 66,000 | 128,000 | 208,000 | 250,000 |
| Net income | 373,000 | 737,000 | 1,116,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,691,000 | 15,055,000 | 15,434,000 | 15,113,000 |
| Total capital | 15,236,000 | 15,555,000 | 15,925,000 | 15,634,000 |
| Risk-weighted assets | 89,968,000 | 90,571,000 | 92,325,000 | 89,281,000 |