Call reports 2007
BANK OF JAMESTOWN — 2007
What BANK OF JAMESTOWN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,651,000 | 145,739,000 | 151,179,000 | 155,084,000 |
| Total loans | 63,643,000 | 65,759,000 | 67,324,000 | 69,264,000 |
| Allowance for loan losses | 427,000 | 484,000 | 546,000 | 515,000 |
| Securities available for sale | 40,251,000 | 42,403,000 | 44,508,000 | 46,602,000 |
| Securities held to maturity | 28,905,000 | 27,160,000 | 27,074,000 | 26,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,912,000 | 107,202,000 | 108,774,000 | 113,767,000 |
| Interest-bearing deposits | 89,572,000 | 91,284,000 | 92,662,000 | 96,767,000 |
| Noninterest-bearing deposits | 14,340,000 | 15,918,000 | 16,112,000 | 17,000,000 |
| Equity capital | 17,512,000 | 17,635,000 | 18,463,000 | 18,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,453,000 | 6,767,000 | 9,107,000 |
| Interest expense | 1,057,000 | 2,150,000 | 3,288,000 | 4,450,000 |
| Net interest income | 1,143,000 | 2,303,000 | 3,479,000 | 4,657,000 |
| Noninterest income | 311,000 | 619,000 | 942,000 | 1,274,000 |
| Noninterest expense | 885,000 | 1,770,000 | 2,671,000 | 3,442,000 |
| Provision for loan losses | 30,000 | 169,000 | 258,000 | 303,000 |
| Pretax income | 539,000 | 983,000 | 1,492,000 | 2,186,000 |
| Income tax | 89,000 | 164,000 | 242,000 | 385,000 |
| Net income | 450,000 | 819,000 | 1,250,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,766,000 | 18,135,000 | 18,566,000 | 18,413,000 |
| Total capital | 18,193,000 | 18,619,000 | 19,112,000 | 18,928,000 |
| Risk-weighted assets | 82,487,000 | 84,006,000 | 86,789,000 | 88,287,000 |