Call reports 2006
BANK OF JAMESTOWN — 2006
What BANK OF JAMESTOWN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 141,497,000 | 142,633,000 | 143,172,000 | 144,252,000 |
| Total loans | 64,204,000 | 64,703,000 | 65,426,000 | 64,999,000 |
| Allowance for loan losses | 375,000 | 381,000 | 385,000 | 412,000 |
| Securities available for sale | 38,223,000 | 38,245,000 | 38,550,000 | 39,087,000 |
| Securities held to maturity | 29,849,000 | 29,749,000 | 29,565,000 | 29,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,585,000 | 100,625,000 | 100,542,000 | 103,885,000 |
| Interest-bearing deposits | 84,977,000 | 85,103,000 | 85,572,000 | 87,342,000 |
| Noninterest-bearing deposits | 15,608,000 | 15,522,000 | 14,970,000 | 16,543,000 |
| Equity capital | 16,071,000 | 16,212,000 | 17,211,000 | 16,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,151,000 | 6,328,000 | 8,549,000 |
| Interest expense | 879,000 | 1,860,000 | 2,869,000 | 3,912,000 |
| Net interest income | 1,141,000 | 2,291,000 | 3,459,000 | 4,637,000 |
| Noninterest income | 317,000 | 597,000 | 887,000 | 1,195,000 |
| Noninterest expense | 879,000 | 1,746,000 | 2,604,000 | 3,560,000 |
| Provision for loan losses | 20,000 | 50,000 | 85,000 | 110,000 |
| Pretax income | 559,000 | 1,092,000 | 1,657,000 | 2,162,000 |
| Income tax | 95,000 | 182,000 | 280,000 | 360,000 |
| Net income | 464,000 | 910,000 | 1,377,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,682,000 | 17,128,000 | 17,595,000 | 17,316,000 |
| Total capital | 17,057,000 | 17,509,000 | 17,980,000 | 17,728,000 |
| Risk-weighted assets | 80,796,000 | 81,617,000 | 83,171,000 | 83,410,000 |