Call reports 2005
BANK OF JAMESTOWN — 2005
What BANK OF JAMESTOWN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 137,753,000 | 137,850,000 | 137,824,000 | 138,817,000 |
| Total loans | 61,485,000 | 62,589,000 | 63,638,000 | 63,562,000 |
| Allowance for loan losses | 501,000 | 501,000 | 489,000 | 351,000 |
| Securities available for sale | 37,432,000 | 36,982,000 | 37,239,000 | 37,409,000 |
| Securities held to maturity | 31,437,000 | 30,759,000 | 30,268,000 | 30,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,480,000 | 96,004,000 | 96,624,000 | 98,166,000 |
| Interest-bearing deposits | 83,788,000 | 81,049,000 | 82,598,000 | 82,791,000 |
| Noninterest-bearing deposits | 14,692,000 | 14,955,000 | 14,026,000 | 15,375,000 |
| Equity capital | 15,243,000 | 15,987,000 | 16,216,000 | 15,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,667,000 | 5,577,000 | 7,532,000 |
| Interest expense | 697,000 | 1,433,000 | 2,231,000 | 3,073,000 |
| Net interest income | 1,131,000 | 2,234,000 | 3,346,000 | 4,459,000 |
| Noninterest income | 202,000 | 426,000 | 645,000 | 891,000 |
| Noninterest expense | 824,000 | 1,663,000 | 2,489,000 | 3,292,000 |
| Provision for loan losses | 30,000 | 91,000 | 121,000 | 218,000 |
| Pretax income | 479,000 | 906,000 | 1,381,000 | 1,840,000 |
| Income tax | 69,000 | 117,000 | 181,000 | 240,000 |
| Net income | 410,000 | 789,000 | 1,200,000 | 1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,733,000 | 16,111,000 | 16,523,000 | 16,218,000 |
| Total capital | 16,234,000 | 16,612,000 | 17,012,000 | 16,569,000 |
| Risk-weighted assets | 72,278,000 | 72,862,000 | 73,846,000 | 79,310,000 |